Chapter 7 & Chapter 13
Bankruptcy
When debt becomes overwhelming, bankruptcy can provide a legal path to relief and a fresh financial start. We guide individuals and families through both Chapter 7 liquidation bankruptcy and Chapter 13 reorganization bankruptcy, helping you understand which option best fits your circumstances. We handle the paperwork, creditor communications, and court filings so you can focus on moving forward.
We Handle
- Personal Bankruptcy: Chapter 7 — discharge of unsecured debts
- Personal Bankruptcy: Chapter 13 — repayment plan to keep assets
- Automatic stay to stop creditor calls and collections
- Guidance on exemptions under Maryland law